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The Most Reliable Cars Today

The Most Reliable Cars Today

When you decide to buy a car, whether it’s new or a used vehicle, it is crucial to choose one you can count on. You want to make sure the vehicle you drive off with is one that you can depend on for many years. In other words, you need to make sure it is reliable. Although this might not be the first thing that comes to your mind when choosing a car, especially when you’re focused on the looks, gas mileage, and customizability of the vehicle, the importance of a car’s reliability cannot be understated.

At Red Mountain Funding, we know how critical it is to have all the facts when buying a vehicle. This is why we want to spread the word about the importance of reliability. In this blog post, we will answer all your most pressing reliability questions, including “What is the number 1 most reliable car?” and “How do I choose the most reliable vehicle for me?” We will also teach you about the top five most reliable vehicles on the market and identify which models have the fewest problems. That way, you can make an informed choice when deciding what vehicle to purchase.

What to Look for to Determine a Car’s Reliability

If you want to know whether a car is reliable, doing a little digging into customer and critic reviews about the following factors can help tremendously:

Annual Repair Costs

You need a car that will not frequently break down and require repairs time and time again. Vehicle downtime will take you off the road and force you to rely on friends, public transportation, rental cars, or ride-share services to get you where you want to go, and you won’t be able to even use the car you invested in. You need a durable car that rarely needs upkeep. If other drivers frequently report low annual repair costs, you can get a sense that the car is reliable.


A car’s fuel efficiency can tell you a great deal about its reliability. Efficient cars tend to use more advanced technology and can often better withstand the wear and tear of being on the road than other vehicles. If a car has a good efficiency rating, it is usually a sign that you can depend on it to take care of you for a long time – not to mention a fuel-efficient vehicle can save you money on gas.

Fuel Efficient Vehicle

Brand Reputation

Well-known brands with a long history of producing top-performing cars are the most trustworthy when it comes to purchasing a reliable vehicle. Reliability is often confused with luxury and a high price tag, but that’s not always the case. Your car does not have to be expensive for it to be reliable. What is important is that it is safe and is known for having few technical glitches.

Learning about this information can make all the difference when it comes to saving money and time on your vehicle later.

What Is the Most Reliable Car Brand Today?

Currently, many experts say that the most reliable car brand you can find today is Toyota. Whether you are buying a vehicle that can take you and your family on an epic road trip, you need a daily driver for beach trips and soccer practice, or you are just looking for a reliable vehicle that you can count on to run well without many repairs, Toyota has you covered. Since 1937, Toyota has been making cars with long life spans that you can count on to give you minimal problems and perform well come rain or shine.

The 2023 Toyota Corolla Hybrid, in particular, is hearing praises far and wide for its reliability, as is the 2022 Toyota Prius and Toyota Prius Prime. Whether you are looking to buy a used model or purchase one that’s brand new, these comfortable, practical cars are filled with convenient technology and boast predictable performance. That way, you can be sure you can get where you need to go.

What Are the Top 5 Most Reliable Cars?

It comes as no surprise that Toyota makes more than one appearance on the list of top five most reliable cars as our most notable reliable brand. These are vehicles that real drivers have rated and reviewed, noting them time after time as ones that are cost-efficient and rarely present problems that need severe repairs.

1. Toyota Corolla

There’s a long list of good reasons why the Toyota Corolla is often seen on the road. This compact, comfortable ride is full of technology that can make your life behind the wheel much easier, like lane departure warning and electronic power steering (EPS). Toyota is also well known for its rigorous testing when developing its vehicles and for using durable engines and materials that are designed to hold up for long periods of time. From a long-lasting engine to fabrics in your seat that will withstand years of use, the Toyota Corolla is one of the most reliable automobiles on the market.
Toyota Corolla

Toyota Camry

2. Toyota Camry

Another loyal fan favorite is the slightly larger Toyota Camry. With its durable structure and power engine, the Camry is a sophisticated vehicle that will have you riding in style for many years. Although the Camry rarely needs major repairs, when it does need some maintenance, it is easy to work on and parts are readily available, which means the repair costs tend to be more affordable. Going with a Camry means you are again benefitting from the strong Toyota technology and comprehensive warranty packages that provide coverage for all kinds of components.

3. Lexus GX

The Toyota-owned brand Lexus has also historically made some of the most dependable cars that you can buy. For example, the Lexus GX has received rave reliability reviews. With its comprehensive safety system, detailed command center, and climate control features like roof-mounted climate vents, you can count on this classic for a comfortable, easy ride.

Lexus GX

Subaru CrossTrek

4. Subaru CrossTrek

The Japanese car brand Subaru has also consistently proven its reliability across several models. The Subaru Crosstrek has been determined to be one of the brand’s most reliable cars on the market. With its world-renowned symmetrical all-wheel drive system, the Subaru Crosstrek’s engine is aligned with the transmission and drivetrain, which makes sure that power is symmetrically divided between all four wheels. Its boxer engine also aims to enhance the car’s stability, while its off-road capabilities make it an ideal choice for one-of-a-kind road conditions.

5. Honda Civic

Another ride that has proven to be predictable and dependable is the Honda Civic. With its efficient engine, ability to keep going even with high mileage, and low annual repair costs, it comes as no surprise that it has been a top choice among consumers for decades. As it is also one of the most common cars in the US, parts and skilled mechanics are typically very accessible.

Honda Civic

What Car Has the Least Problems?

The brands with the fewest problems are great choices if you want a reliable vehicle that is not going to cause you a headache. One of the ways you can find out if a brand is known to have problems is to research how many problems per 100 vehicles (PP100) it has had in the last year. Some of the brands with the fewest reported issues all around are the following:


Lexus holds the current crown for the fewest problems. With a score of only 133 PP100 in 2023, you can expect to encounter very few problems while driving your Lexus vehicle. We think you’ll find a long-time reliable partner in this comfortable car.


The South Korean automobile manufacturer Kia has been one of the brands encountering the fewest problems for many years. The company has worked hard to exceed construction and engineering standards and focus on quality control. From the compact Kia Forte with its trustworthy, fuel-efficient engine to the spacious Kia Cadenza with its great warranty and advanced safety features, you are likely to encounter few to no problems when you go with a Kia.


The luxury vehicle brand Genesis is an unproblematic legend. It has long been at the top of the ranks alongside Kia and Lexus for the automobile company with the fewest problems. Known for its impressive extended warranty and high-quality construction, Genesis prioritizes customer satisfaction and works hard to minimize problems to ensure you buy a reliable car.


Buick is an American car company that has ranked high on the list for many years in a row and is known among car lovers as one of the most dependable American car brands. Its unique Buick IntelliLink system, which makes navigation more accessible and reduces technical glitches, makes for many unproblematic drives. Buick cars also boast an electronic stability control system that boosts reliability.


Also known as Chevy, this classic American brand is one of the pillars of the industry for good reason. Whether you and your family decide to go with the Chevrolet Blazer, the Tahoe, the Bolt, or one of Chevrolet’s many other models, you can rest assured that it is one of the safest vehicles you can choose from. With features like collision warning and blind spot monitoring, Chevy works hard to keep its drivers from encountering safety risks and prioritizes quality control to reduce the chances of technical problems.


Last but never least, Toyota’s PP100 rating is the basis for its crowning as the most reliable car brands. As mentioned, Toyota vehicles are known for their ability to drive miles and miles without problems. Cars like the Toyota Camry and the Toyota C-HR are known for their driver assistance, which makes you feel like the car is on your side as you navigate the roads. These Toyota cars and more are known for their low annual repair costs and their longevity.

Reliability is the Key

When it comes down to it, you cannot dismiss the importance of reliability when buying a car. Other factors are important as well, like new technology, design, comfort level, and price. However, it is important to look into how dependable the vehicle you are considering is because a reliable vehicle stands to save you the most money and hassle in the long run.

Purchasing a vehicle without a solid reliability rating can be problematic for many reasons. You will have not only dipped deep into your pockets for your new set of wheels, but you will also find yourself doing that again and again to keep up with the vehicle’s issues. If you check to make sure a vehicle has a record of reliability first, you can avoid this pricey predicament.

Of course, no car can come with a perfection guarantee, but cars like the Toyota Camry, Subaru Crosstrek, and Honda Civic have proven that they are like loyal old friends. They have consistently shown that they do not need a lot of expensive upkeep, have few problems that will keep you off the road, and were created by brands that put their customer satisfaction first.

Here at Red Mountain Funding, we know how much thought you need to put into purchasing a car, and we know what you need to prioritize in your search, like how dependable the vehicle you go with is. If you want informed guidance as you buy or restore your vehicle, check out our website for additional information and handy tips. Our broad range of car-buying topics can be key to helping you find the right ride for your needs.


  1. Most Reliable Cars for 2023 and 2024. (n.d.). Car and Driver. Retrieved November 13, 2023, from
  2. Schulz, B. (2022, November 15). Consumer Reports ranking for the most reliable cars of 2023 are in. Here are the winners. USA TODAY.
  3. CarMax. (2022). Carmax.com.
  4. New Car Market: 10 Most Dependable Cars in 2023. (2023, May 25). Yahoo Finance. https://finance.yahoo.com/news/more-money-most-least-reliable-201135669.html
  5. Rivers, S. (2022, December 11). Driven: 2022 Lexus GX 460 Is An Old-Schooler You Can Rely On. Carscoops; Carscoops.
  6. Jones, M. (2023, April 25). Subaru Crosstrek Reliability: What You Need To Know – autopom! Autopom.com.
  7. Rivers, S. (2023, February 10). The Most Dependable Brands And Models In J.D. Power’s 2023 VDS Study. Carscoops; Carscoops.
  8. 2023 U.S. Vehicle Dependability Study(VDS). (2023, February 9). J.D. Power.
  9. Akpejeluh, P. (2023, April 15). 5 Most Reliable Kia Models To Buy Used (5 To Stay Away From). HotCars.

Are Car Prices Expected to Drop?

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Buying a new car

Overall, the lack of new cars entering the market has created an upward shift in price. This applies when it comes to purchasing a new vehicle, purchasing a used vehicle, and trading in your existing vehicle. In fact, depending on the condition, year, and mileage of your current vehicle, you could experience a trade-in value not far off from the initial vehicle purchase.

While this is an exciting potential benefit of buying new or used right now, you’ll also find that the price tag on used vehicles doesn’t seem to reflect their year or current condition. This has led many consumers to question whether purchasing a vehicle is worth the cost in 2022.

However, you’ve likely noticed that the current new and used vehicle market is experiencing an ongoing inventory shortage. Should you buy new or used? Should you wait for the market to change, or buy now?

Today’s Auto Market

So, are car prices expected to drop? Unfortunately, determining whether you should buy right now or hold off isn’t as simple as predicting auto values. If you’re considering purchasing a used vehicle, you’ll have to consider several other factors, as well.

These factors include whether you will be trading in your current vehicle, what kind of car you currently own, which car you want to buy, and how long you are willing to wait. Understanding the factors unique to you can help you determine your best route forward.

Benefits of Buying Now

Determining whether to buy now or wait for prices to drop is a personal decision. If you’re like many consumers facing a hefty repair bill for your current vehicle, adding to your family, or purchasing a car for the first time, you may simply not be able to wait. If this is the case, you can rest assured that there are still some benefits associated with buying sooner rather than later. Inventory stocks are still short and purchasing a new vehicle currently has a higher price tag than in years past, but some factors can make the higher price tag worthwhile.

Higher Trade-In Value

In normal circumstances, a new car depreciates in value approximately 20% after the first year and continues to drop 10% each year until the five-year mark. However, as mentioned above, recent years have been far from normal circumstances. The current inflated used car prices have also increased the trade-in value for used vehicles.

In fact, there have been significant jumps in trade-in values proportionate to the cost of a vehicle. This means that your higher trade-in value could offset a significant amount of the initial cost of purchasing a new or used car. It is important to note again that this higher trade-in value depends on the type of car, age, and condition.

New Car Prices May Continue to Rise

New car prices

Brand new cars look to continue to increase in price due to the ongoing inventory shortage and increasing manufacturing costs. The global microchip shortage that started the ongoing supply chain issues has led to the increased prices we are experiencing today and will likely continue in the foreseeable future. Other supply chain issues, such as limitations in the availability of OEM parts and components are now contributing to the ongoing problem. 

It may take until late 2023 or early 2024 for production rates to return to normal and restore the depleted new vehicle inventory we are experiencing currently. This could mean that it may be some time in late 2024 before consumers see a decrease in sticker prices that reflect the re-established market. Forecasters expect continued increases in new vehicle prices—and used vehicle values—over the next year or so. Now may be the best time to purchase if you are unable to wait out the inventory shortage, because prices look to continue rising.

Interest Rates Could Continue to Rise

If you are like most consumers, even with a great trade-in value for your existing vehicle, you’ll still need a loan to secure your new purchase. Your interest rate depends on a variety of factors, including your lender and your credit score. Even if you have excellent credit, expect to pay higher interest rates than in previous years. There has been an increase in interest rates across the board, and rates may continue to rise throughout this year and into the next.

Benefits of Waiting to Purchase a Car

While there are some benefits associated with deciding to buy a new or used car now, there are also numerous benefits associated with waiting. If you currently own a reliable vehicle, you may benefit from waiting for car prices to drop. Find DIY methods of fixing your car and maintaining it.

New and Used Car Prices Will Eventually Drop

Car stocks

Used cars are currently more expensive now than in the past due to the trickle-down effect of the new car inventory shortage. So, if the cars of 2022 initially looked steep, prices are expected to drop. Production is expected to improve in the next couple of years, which should drive the price of purchasing a vehicle back down.

For those who enjoy the financial benefits of purchasing used cars, it can be worth the wait for the new car market to stabilize. According to Kelly Blue Book, the second half of 2022 and the beginning of 2023 is showing signs of improvement when it comes to purchasing a vehicle, especially for those who are looking for a used vehicle. Waiting until late 2024 may bring price drops, as mentioned above.

Waiting Could Bring Better Incentives

Waiting for car prices to drop can also prove beneficial when it comes to incentives. When production is restored, consumers can expect a wider selection of vehicle choices, lower transaction prices, and better incentives such as lower interest rates, decreased APR, and other attractive benefits that can save you more money overall. Again, later in 2024 may prove the ideal time to purchase a new or used car.

Tips for Saving Money

If you can wait for prices to decrease, purchasing later could be your best option for protecting your finances. However, if you aren’t able to wait, there are ways that you can still save money when purchasing a new or used vehicle. Consider these tips to save money on your upcoming auto purchase.

Consider Your Trade-In Value

As previously discussed, trade-in values are currently higher than in years past. However, be sure you understand what the trade-in value is for your current vehicle before heading to the dealership. Even if you own an older model car, you may find yourself surprised at how much dealerships are willing to offer you for your vehicle due to the current shortage. If you qualify for a high trade-in value, you can use this towards your down payment for your next vehicle. This can reduce your monthly payments as well as improve your loan terms, which can save you a significant amount of money in the long run. 

Plan Ahead

Before heading to the dealership, it is important to have a clear plan in mind. This starts by knowing your budget and creating a purchase plan so you can stick with it. Research each of the vehicles you are interested in exploring and learn what they are currently worth both new and used to determine whether they fit into your budget. You should also take the time to shop around to ensure you are getting the best deals when it comes to purchasing your new vehicle as well as trading in your old one.

Carefully Consider Your Loan Options

As mentioned, car loan interest rates are currently on the rise. As a consumer, you are often given the option of shorter-term loans and a higher monthly payment or long-term loans with smaller monthly payments and a higher buildup of accrued interest. A smaller monthly payment may seem attractive, but if you are given a high-interest rate, you could end up paying much more than the vehicle is worth. It is important to weigh all the factors associated with a major loan to cover the costs of a new or used vehicle. If possible, get pre-approved so that you have more wiggle room when it comes to negotiating rates. 

Be Ready to Buy

With the inventory shortage, the demand for new and used vehicles is higher than ever. This means that you don’t have a great deal of time to waste when it comes to securing a vehicle that meets your requirements and budget. It is best to be as informed as possible so that when you find a vehicle that is a good fit for your situation, you are ready to take it.

In Summary: Are Car Prices Expected to Drop?

Current car prices

The short answer to this question is yes. However, there is no way to know exactly how long it could take for consumers to start noticing a decrease in prices. The timing of the expected price drop depends on manufacturers’ ability to recover from production and supply issues to restore the influx of new cars into the US market.

The Electric Car Craze: Which Car Is Right for You?

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Which electric car Is right for you

Electric cars are more popular than ever. People all over the world are making the shift and going electric, but what does going electric mean, exactly? It’s important to understand that not all electric cars work exactly alike, but their ultimate mission is to cut down on the usage of gas and diesel. In a time when these nonrenewable resources are getting harder to access and the prices of gas and diesel are skyrocketing exponentially, purchasing an electric car may be a great investment for your future.

The Benefits of Buying an Electric Car

Buying an electric car can seem like a risky decision. Since electric cars are still relatively new, many fall under the category of luxury vehicles. This can sound intimidating to any car buyer, but electric vehicles do not have to be excessive, luxurious, and impractical. As we move to a future world where these vehicles become more dominant, new models are emerging that combine affordability, adventure, and practicality. Upon hearing the numerous benefits of owning an electric car, the decision to purchase an electric car becomes easier.

Saving Money in the Long Run

gas prices

Gasoline is one of the biggest expenses when it comes to owning a car. With rising prices of gasoline, the average American is expected to pay $2000 for gas this year. These prices do not include the prices of oil changes and other fuel consumption repairs. In comparison, electric cars typically require less maintenance since they have fewer moving parts.

Reduced Fossil Fuel Consumption

Remaining environmentally conscious is on everyone’s mind. Doing our part for the environment is our responsibility to ensure a brighter future to come. Electric vehicles reduce our reliance on nonrenewable fossil fuels. In addition, they create less air pollution and greenhouse gas than many of the most fuel-efficient vehicles. In comparison, a gas-powered vehicle would need to get 73 mpg to be as efficient as an electric vehicle.

A More Comfortable Ride

If you are not a fan of the constant whirring of a traditional gas-powered vehicle, then electric cars can be a perfect choice for you. They are a more silent ride as well as a smoother ride. Electric cars respond faster to acceleration and handle more comfortably than a traditional vehicle. They are also paired with some of the most advanced technology and safety features, guaranteeing comfort and safety every time you leave the driveway.

More Benefits

In some states, owning an electric vehicle can allow you to bypass the fees at toll booths. In many cases, you will also be guaranteed better parking spaces and for selective electric models, you can even receive up to a $7,500 tax credit for the purchase of your electric car.

How Do Electric Cars Work?

All electric cars utilize an electric motor to give them power. This does not mean that all models operate entirely on this electric motor, but they must make at least partial use of electricity. If you choose to purchase a hybrid electric car, your vehicle will have a backup gasoline option in addition to an electric motor. Electric motors power your car by utilizing a battery. When the battery becomes low, you must plug in the car to restore the battery’s charge. These types of vehicles are called plug-in electric cars or plug-in hybrids. They typically have an extended driving range compared to solely electric vehicles.

Another electric option is a battery-electric vehicle which relies solely on the battery for power and does not have a backup fuel option. Hydrogen fuel cell vehicles are another growing type of electric vehicle that are not widely available yet, but they are a promising vehicle choice for their ability to convert hydrogen gas into electricity to provide power to the battery. They also have the quickest charging time, charging in merely 5-10 minutes, as well as having a similar driving range to a traditional gas-powered vehicle.

How to Charge an Electric Car

How to Charge an Electric Car

Charging an electric car employs the same concept as charging your phone. Electric cars have a battery that has the capacity to travel an approximate range before running out of power. To make charging easier for you, many car companies offer at-home charging stations that can be installed so that you can plug your car in whenever it is in the driveway. This ensures that you always have a full charge when you leave.

If your car is running low on charge and you’re not at home, there are conveniently located charging stations around the country. To find which charging stations are compatible with your car, you can utilize a number of different apps. You can see where there is a charging station near you and if there is a plug available.

Which Electric Cars Should I Buy in 2022?

If you are deciding which type of electric vehicle will be best for you, consider the three different types of electric vehicle models that are listed above and what qualities would suit your individual needs the most. If you take a lot of road trips and would like a higher driving range, a hybrid electric vehicle may be the best-suited option for you. However, if you are using your vehicle primarily for a comfortable and affordable commute to work every day, then you can rely on a battery-electric vehicle to have a fresh charge every morning and provide the most comfortable, efficient, and stress-free experience.

Best Luxury EV Models

Lucid Air

Lucid Air

Source: Phillip Pessar, CC BY 2.0, via Wikimedia Commons

Beginning as a company that designed batteries, Lucid is now designing electric car models that are reshaping what the world defines as electric. The Lucid Air gets the number-one ranking not only because it has the highest range, of 520 miles per charge, but it also has an astounding 1,111 horsepower engine that is both responsive and quiet, making it an extremely fast and smooth ride.

Inspired by California, this design is made from sustainable materials and only takes approximately 20 minutes to charge. With plenty of cargo space, and luxury upgrade options such as a glass canopy roof design, you can bring this car anywhere and impress anyone who gets the opportunity to gaze upon it.

Tesla Model 3 Performance

Tesla Model 3 Performance

Source: Phillip Pessar, CC BY 2.0, via Wikimedia Commons

Tesla has been known for popularizing electric cars by making them luxurious and desirable to drive. That is exactly what the Tesla Model 3 Performance vehicle does. With a 5-star safety rating, Tesla Model 3 Performance does not only drive well and look nice, but it is also built to withstand all weather conditions and keep you safe on the road at all times.

Car enthusiasts will love the quick acceleration and fast speed of this powerful vehicle. With a recharge time of 15 minutes and a range of over 350, the Tesla Model 3 Performance combines luxury with convenience, creating an all-around stylish and practical electric vehicle.

Best Electric SUVs 2022

Hyundai Ioniq 5

Hyundai Ioniq 5

Source: Phillip Pessar, CC BY 2.0, via Wikimedia Commons

If you are looking for a more family-friendly electric vehicle, the Hyundai Ioniq 5 is a perfect choice for you. As the best electric SUV of 2022, this vehicle is known for the amount of comfortable space it employs. Not only is there a large space next to the driver’s seat for any larger purse, bag, or backpack, but in addition, there is plenty of cargo space perfect for luggage and any road trip the family might consider going on. As a hybrid electric option, this vehicle provides a driving range of approximately 303 miles as well as a backup MPG tank. The Hyundai Ioniq 5 is a practical, smooth, and efficient driving experience perfect for families who are looking to move into the future of driving.

Volkswagen ID.4

 Volkswagen ID.4

Source: Phillip Pessar, CC BY 2.0, via Wikimedia Commons

One of the most comfortable electric vehicles you can invest in, the Volkswagen ID.4 combines a super smooth and comfortable road experience with value. As one of the most affordable EV SUVs, this vehicle does not fall short of ensuring all your needs are met. With a fast-charging rate and easy-to-use touch screen equipment, this electric vehicle is a perfect fit for anyone new to the world of electric.

Ford Mustang Mach-E

Ford Mustang Mach-E

Source: Phillip Pessar, CC BY 2.0, via Wikimedia Commons

If you are looking to combine a luxury vehicle with a practical SUV, then check out the Ford Mustang Mach-E. Fast, efficient, comfortable, and paired with all the latest technology, this EV has all the right commodities to make driving an electric vehicle fun and reliable. With an at-home charge station included with purchase, you never have to worry about not finding a station. Also, depending on where you are located, this vehicle is eligible to qualify for a tax rebate, making the price seem not so steep after all.

Most Affordable Electric Vehicles

Chevrolet Bolt EV

 Chevrolet Bolt EV

Source: Phillip Pessar, CC BY 2.0, via Wikimedia Commons

If you are looking to buy an electric vehicle but are on a budget, check out the Chevrolet Bolt EV. With a starting price of $31,500, the Chevrolet Bolt EV is a practical vehicle that fits up to five passengers and is simple and fun to drive. With the purchase of a Chevrolet Bolt EV, eligible customers will also receive free charging installation in their homes.

MINI Cooper SE

MINI Cooper SE

Source: Phillip Pessar, CC BY 2.0, via Wikimedia Commons

For drivers primarily looking for an affordable electric vehicle for commuting to work each day, the MINI Cooper SE could be the perfect fit. As a hybrid model, the MINI Cooper SE offers a backup fuel tank that gets 100-119 mpg, so even when you utilize the fuel tank, you are still investing in an extremely efficient vehicle that will not cost you a fortune to refuel. Although this is not a big vehicle, it is a perfect fit for city driving.

Best Electric Truck

Rivian R1T

Rivian R1T

Source: Phillip Pessar, CC BY 2.0, via Wikimedia Commons

Typically, the notion of an electric vehicle is usually followed by an image of a car or smaller SUV, but the Rivian R1T is changing that preconceived idea. The Rivian R1T is the first electric truck to hit the streets. Despite being a truck, this EV is comfortable and quiet. Designed for adventuring, the Rivian R1T can withstand any temperature across the country and any weather condition. With a range between 200-400 miles, you can choose your battery pack depending on your own ambitions for you and your vehicle. Capable of hauling up to 11,000 pounds, take your adventure with you as you explore the world sustainably. It’s a favorite among those who love trucks.

Step Into the Future of Electric Vehicles

Owning an electric vehicle is like taking a stride into the future. The investment may intimidate you, but the rewards will be life changing. You will no longer have to worry about being late to work because you forgot to get gas the night before. Every morning you will sit down in your fully charged vehicle grateful for the convenience and reliability it brings to you.

Best Used Subarus: Which Models and Years Are Most Reliable?

Best Used Subarus Models Years Most Reliable - Red Mountain Funding Mesa AZ
If you want reliability and affordability from your next automobile purchase, then Subaru is one automaker you should not ignore. Several Subaru models from various years offer tremendous value.

Consider your options carefully whenever you plan to purchase a vehicle, and refer to the following list to learn more about your possible options from Subaru.

This was originally posted November 6, 2018 and was updated February 12, 2020.


Benefits of Buying Used Subarus

Subaru is popular for standard all-wheel drive in its most popular models, as well as for fantastic cost of ownership. Subarus are reliable cars, versatile and offer a wide range of customization with new purchases.

However, they are also tremendously valuable as preowned purchases. If you’re looking for a great brand of used car to buy, Subaru should definitely make your list of top automakers.

Subaru Legacy

The Subaru Legacy has been one of the most popular sedans in America for many years. Since its original launch in 1990, the Legacy has improved across the board with every new model year. Anyone who needs a reliable and spacious sedan will likely find the Legacy to be a great value.

Best Legacy Model Years

Models from the early 2000s should be much cheaper than more recent used models, but they will still offer fantastic value for many years.

The 2015 model in particular actually won the Canadian Car of the Year award for outstanding quality, but any model year after 2005 is ideal for a preowned car purchase. This ensures a combination of great value and savings compared to more expensive models in recent years.

2015 Subaru Legacy

2015 Subaru Legacy

Subaru Impreza

2010 Subaru Impreza, wide-body coupe

2010 Subaru Impreza, wide-body coupe

The Subaru Impreza is a quick, reliable vehicle available in several styles. The wide-body coupe model from the early 2000s offers up to 165 horsepower along with the reliability that comes with the Subaru brand.

Sedan models are spacious without sacrificing the renowned maneuverability of these light and quick cars. There are also sport models available with a variety of options and configurations, so you are sure to find a great Impreza while shopping for preowned vehicles.

Best Impreza Model Years

One of the best benefits of the Subaru Impreza is variety. If you’re looking for something practical and reliable, a sedan model from the mid- to late-2000s could be ideal.

If you’re looking for something sportier, the Impreza Sport could be perfect for you.

There are also wagon models with additional storage space, a perfect fit for families.

Subaru WRX

The Subaru WRX is actually a variation of the Impreza with more horsepower. The WRX contains a 2.5 liter Flat 4 Boxer engine, boasting a tremendous 300 horsepower.

The WRX is a fan favorite in the rally car and dirt racing circuits, and is treasured by Subaru enthusiasts.

Best WRX Model Years

One of the great attributes of the Subaru WRX is that even models from the 1990s – if well kept – offer incredible value. If you enjoy sportier vehicles and want an affordable used car that can compete with newer makes and models on the road, WRX models from the 2000s are relatively inexpensive and reliable compact cars.

2010 Subaru Impreza WRX

2010 Subaru Impreza WRX

Subaru Outback

2009 Subaru Outback

2009 Subaru Outback

The Subaru Outback has been one of the most popular wagon-style vehicles in the United States for many years. The Outback is generally more expensive than other wagon-style vehicles from Subaru, but it offers tremendous versatility.

Many Outback owners enjoy that the vehicle’s off-road capability and storage space don’t detract from modern comforts and passenger seating space.

Best Subaru Outback Years

Subaru Outback models from the 2000s offer spacious interiors, solid off-road performance, and high marks across the board when it comes to overall performance and value. While the Outback may be more expensive than another Subaru model of the same year, it’s crucial to compare what’s under the hood before deciding.

Subaru Forester

The “big brother” of the Subaru Outback is the impressive Subaru Forester, a heavy-duty SUV offering more towing power and storage space than the smaller Outback.

Models from before the 2009 model year are very similar to the wagon-style Outback, while 2009 and newer models are larger SUVs.

Best Subaru Forester Years

While older Foresters still offer fantastic value and reliability, models made after the 2009 redesign year made improvements to stability control, visibility and interior comfort without sacrificing performance.

The 2014 redesign offered even more improvements, including the turbocharged XT model, navigational system, automatic emergency braking and improved safety features.

2014 Subaru Forester

2014 Subaru Forester


Why Buy Used?

There are distinct advantages to buying a brand-new vehicle. A new car buyer will generally get to enjoy the manufacturer’s warranty coverage and the peace of mind of owning a hot-off-the-assembly-line vehicle.

However, there are some distinct disadvantages to buying brand new. First, you may not know that your brand-new vehicle contains a defect that will appear months or even years later, leading to frustration and potentially costly repairs.

Used vehicles typically have been through one or more extensive inspection processes. And, keep in mind that most defects appear soon after launch. When you buy a preowned vehicle, you can rest assured (in most cases) that the manufacturer has already identified and addressed any defects.

Buying new is significantly more expensive than buying used. If the thought of “you get what you pay for” is giving you pause on a preowned vehicle purchase, keep in mind that Subaru has a reputation as one of the most reliable makes you can buy.

 If you have your heart set on an affordable and reliable Subaru that will last for many years to come, Red Mountain Funding can help you secure a loan for the vehicle from any Arizona dealership.

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How the Subaru Brand Stacks Up When It Comes to Reliability

When most people go shopping for vehicles, reliability is one of their top concerns. However, “reliability” may mean different things to different people. For some, reliability means consistent performance for a long time with minimal need for repairs. For others, reliability means ease of ownership, low yearly maintenance costs, and acceptable resale value. So, are Subarus reliable? That might depend on your definition, but the brand has received numerous awards and recognitions over the years for its general reliability, low long-term cost of ownership, and high performance.

Everything You Need to Know About Subaru Reliability

If you’re looking for a great balance of value and performance with a relatively low risk of maintenance issues during the first few years of owning your next vehicle, Subaru is a great choice. In 2019, Consumer Reports ranked Subaru #1 in overall performance and value. However, Consumer Reports also tracks reliability in terms of repair issues and yearly maintenance cost, and Subaru actually slid down five spots in the rankings from the previous year, ranking #7 in overall reliability for 2019.

While this may seem to be a counterpoint against the long-standing reputation of Subaru reliability, the lower reliability score from Consumer Reports for 2019 is due to the introduction of new and redesigned vehicle models. Many people shopping for vehicles prefer new vehicles as a kneejerk reaction; “new” often correlates with “high value,” but it may be a better investment to choose a used Subaru from a previous model year with low mileage. If you want a reliable Subaru, many models from the past several years have achieved high rankings from some of the most respected automobile reviewing agencies in the world.

Which Is the Best Subaru Model?

You may be wondering, “Should I buy a Subaru Legacy or Impreza,” as these models are some of the most popular Subarus and offer well-rounded ranges of features. However, you shouldn’t approach this question in terms of trying to find the “best Subaru,” but rather which Subaru model is the best fit for you.

2017 Subaru Legacy

2017 Subaru Legacy

2018 Subaru Impreza

2018 Subaru Impreza

Subaru manufactures a wide range of vehicles that each have unique advantages. If you’re looking for something that will handle your daily commute with minimal fuss year after year, Subaru is known for making some of the most reliable midsize sedans, such as the Impreza and the Legacy. If you need a sturdy family vehicle that can handle soccer practice drop-offs as well as long hauls to summer campgrounds, the Subaru Forester and Subaru Outback are great options. Take time to compare Subaru models to find the best fit for you, and then take some time to research past year models to determine which used Subaru could provide the most long-term value.

2018 Subaru Outback

2018 Subaru Outback

2018 Subaru Forester

2018 Subaru Forester

Subaru Reliability Ratings Slide in Recent Years

Subaru’s long reputation as an incredibly reliable brand and perceived as one of the best automobile manufactures gives it high marks. Unfortunately, Subaru’s quality has declined in the past few years for several reasons, one being a well-known head gasket issue that lead to engine problems for many Subaru models produced between 2003 and 2009. A used Subaru with detailed maintenance records will be a good indication that the car has been properly taken care of and a head gasket concern won’t arise. However, a car without these records may put you at a greater risk for that blown gasket. It is best to proceed with caution and always insist on a detailed multi-point inspection before a purchase. If you’re planning to buy a used Subaru, and limit your search to models from more recent years, typically from 2013 and newer, there’s minimal need for reliability unease. The 2020 Subaru lineup is quite impressive, with the new BRZ topping the performance charts and earning awards for great value, but you will pay more for a new car.

Repair Pal can be a great resource if you’re looking for more detailed information about the long-term cost of ownership of a vehicle. This site aggregates a Reliability Rating based on the frequency of repair issues, the average cost of repairs, and the severity of the issues repaired. Subaru currently ranks 3.5 out of 5 in terms of overall Reliability Rating, and upon closer inspection of the details behind this report, you’ll discover that despite some recent issues, Subaru still maintains exceptionally high reliability scores in comparison to national averages.

According to Repair Pal, the Subaru Crosstrek has a reliability rating of 4.5 out of 5, which ranks it 1st out of 26 for compact SUVs. 

2018 Subaru Crosstrek

2018 Subaru Crosstrek

What to Expect From Your Used Subaru

After taking some time to research your options and the known issues for recent model years of Subaru vehicles, you can probably choose one or two models that interest you. If you want to get maximum value out of your used vehicle purchase, you should work with a trusted dealer and ask the right questions to make sure any known issues with the vehicle you’ve chosen have been addressed.

Related Reading: What Do You Need To Consider Before Buying A Used Car?

A well-maintained Subaru can last well over 300,000 miles, provide a fantastic return on your initial investment, and offer years of reliability. As long as you avoid some common bad habits that are true for any vehicle and use your vehicle with care, a used Subaru can last much longer than you might expect.Apply For Financing Online Today

Best Used Honda Cars: What Models and Years Are Most Reliable?

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Best Used Honda Cars: What Models and Years are Most Reliable?

Honda Reliability Guide: Our Insights Into the Brand’s Best Models and Years

Honda vehicles have long been known as some of the most reliable and durable vehicles available. They are also fuel efficient, roomy and versatile, stylish, and outfitted with extensive safety and technology features. To make it an even more appealing vehicle, Hondas are more affordable than many other cars on the market.

Even though Hondas are superior in affordability compared to other vehicles, they can still be too expensive for many people. New Hondas, like all new cars, are expensive. Luckily, there are many used Honda models that are great options for people looking for a more affordable choice. Consult this used Honda buying guide to determine which model and year is best for you.

Honda: Supreme Reliability

When we say Hondas are among the most reliable vehicles on the market, what does that mean? On a practical level, a reliable vehicle is one that will start each time you turn the key, providing you with transportation to school, work, and other obligations. Perhaps just as importantly, a reliable vehicle will remain running smoothly with regular, scheduled maintenance – there should be no return trips to the shop to fix incessant problems with the same issue. Most of all, a reliable vehicle will last for years to come with very little reason for concern regarding excessive funds spent on repairs.

For these reasons, a reliable Honda vehicle can save you a great deal of money in the long run, firmly cementing Honda’s place as one of the most affordable makes on the market as well. For years, this combination has made Honda the first choice in new and used vehicles across the United States. In fact, wildly positive consumer reviews have caused publications such as Consumer Reports to award top reliability, trust, and affordability ratings to the brand since its introduction into the US market in the 1970s.

However, Honda’s commitment to reliability goes much deeper than simply avoiding time in the shop and keeping drivers happy. Instead, the company has taken a deep dive into what it takes to master the production process to ensure a long-lasting vehicle that truly runs well. As a result, other industry giants like JD Power have consistently named Honda as one of the most reliable brands on the market today.

Red Honda Civic

What Makes Honda So Reliable?

Auto Assembly Line

Vehicle reliability begins before the first parts ever roll off the factory line. In the early 20th century, American automaker Henry Ford instituted large-scale changes to his production process and vehicle assembly techniques, culminating in the first use of the moving assembly line in 1913. By the end of the decade, Japanese automakers were traveling to the United States to get a glimpse of the process.

Since then, however, automakers like Toyota and Honda have not only perfected the once-American model of production process control – they’ve improved upon it. In particular, Honda’s systems of monitoring the entire production process allows it to exert a superior level of quality control. When coupled with excruciating attention to detail at the design level, it’s clear that Honda places great value upon its status as one of the most reliable auto makes in the industry.

How Does Honda Stay Reliable?

However strict the design and manufacturing processes are, it’s equally important to ensure lasting quality. Primarily, Honda does this by instituting only the highest standards for its original manufactured parts, meaning that you’re much less likely to suffer a loss in performance due to wear and tear or faulty parts. Honda also holds high quality standards for parts manufactured by other corporations, as well.

In the event that an issue emerges with one of its models, whether within the manufacturing process or with a part supplied from another corporation, Honda uses a process called root cause analysis to determine the source of the issue as well as the best way to address it. This careful attention to solving the genuine cause of a problem is much more effective than attempting to address the issue after the fact. Then, the lessons learned from the issue can be applied to prevent further issues of the same type in subsequent models.

How Does Honda Reliability Compare to Other Manufacturers?

For years now, Honda and Toyota have appeared to run neck-and-neck when it comes to multiple areas of concern, including affordability, quality, and reliability. To be certain, the brands have much in common. First, both are traditionally Japanese brands with a similar attention to quality control, production process, and root cause analysis; secondly, both developed these processes as a result of studying other, American automakers and improving upon their tactics.

Honda vs Toyota

In the years since Toyota’s inception, however, the company has chosen to remain focused strictly on reliability. Typically, Toyota does not participate in research and design to the same extent as other manufacturers – like Honda, in particular. Instead, it implements improvements as it sees fit years after they’re instituted in other brands, resulting in a significant performance, comfort, and technology gap.

As the result of the Toyota corporation’s choices regarding research and development, as well as innovations within its line of vehicles, the brand has remained among the top of all automobile manufacturers with regards to customers’ perception of reliability. However, this spot comes at a significant price when it comes to providing the vehicle features auto buyers want. By contrast, Honda has stepped up its research and technological advances over the past five years, dedicating a steadily increasing amount of time to discovering what buyers need in a vehicle and researching ways to make it happen.

Has Honda Become Less Reliable Over the Years?

This renewed attention to performance and technology has resulted in multiple improvements to many Honda models over the same time period. In this period, Honda has spent time developing smoother and more high-tech transmissions, turbo-charged engines, improved air quality and the associated controls, and instituted a series of changes to the in-car stereo and navigation. These “infotainment” features, while not essential to the continued operation of the vehicle, can perform tasks many drivers find necessary in the digital age.

Reliability Level

While Honda increased its performance and comfort standards across the board – far surpassing Toyota and other manufacturers – consumers noticed the fact that increased performance sometimes results in a seemingly less reliable car. These new technologies provide significant benefits to the driver, but they may remain consistent for a shorter period of time than previous models. However, both new and used Honda models remain among the most reliable in the industry, all while setting significant performance and comfort standards other manufacturers will mimic in the years to come.

In short, Toyota chooses to focus on reliability, at the expense of performance and the comfort of its drivers. Meanwhile, Honda divides its focus among all three crucial areas of customer satisfaction. The practice has not lowered Honda’s overall reliability but, as newer technologies provide a learning curve and present new troubleshooting situations, popular rating systems have temporarily lowered Honda’s reliability ratings until other manufacturers catch up.

Reliability Takeaways

Although some consumers perceive growing pains with infotainment systems and superior advances in performance as a gap in reliability, those concerns are reflected primarily in survey-based rating systems like Consumer Reports. Similar, temporary dips with brand-new models also occur within the JD Power Awards systems. Still, used models continue to maintain excellent reliability scores.

If you’re in the market for a used Honda vehicle, you can rest assured that across all Honda models, the reliability rating from trusted mechanics remains strong. In fact, Repair Pal lists Honda as its number one reliable make, rating it a solid 4 out of 5 and heading up a list of 32 different manufacturers. Red Mountain Funding’s list of Honda model and year reviews will provide even more insight into the best Hondas for your used car dollar.

Used Honda Civic Reviews

One of the best used Honda models is the Honda Civic. From 1992 to 1995, Honda sold the fifth-generation Civic. Initially, it only came in sedan and hatchback bodies. It was also the first generation to include Honda’s VTEC technology. There were various types of engines, depending on the exact Civic model that you purchased.

In 1996 Honda introduced the sixth-generation Civic and produced different variations of it through the year 2000. Along with sedan and hatchback, it came in a coupe body. The sedans came in three different trims and the engines were either 106 hp or 127 hp, depending on the trim level. Honda also offered the 155-hp HX Civic, a coupe with better fuel economy. In 1999, Honda released the Si trim, which had a 1.6-liter engine good for 160 hp. The next generation had many similar traits with 1.7-liter engines and more options for trim levels. The cars were more fuel efficient and safe, with more room. The main complaint was the lack of anti-lock brakes.

2006 Honda Civic

2006 Honda Civic

Many experts prefer the eighth-generation Civics, from 2006 to 2011, over the ninth-generation Civics. The eighth-generation standard Civics in coupe and sedan form had four trim options and a 1.8-liter engine with 140 hp. Honda also released variants such as the Si with a 2.0-liter engine and six-speed manual transmission, GX that ran on natural gas and had a 1.8-liter engine, and Hybrid with a 1.3-liter engine and electric motor.

In 2012, the first year of the ninth generation, people were not as excited about the Honda Civics. Some claim that they were worse in some areas than previous model years. Honda made significant changes to the Civic in 2013 in response to the criticism, improving the handling, suspension, and crashworthiness. It also had a more appealing interior and exterior style.

If you are looking for a great Honda Civic coupe or sedan, look at the eighth generation (2006-2011)  or the 2013 model. These years have better handling, higher fuel economy, and many more improved safety features. Avoid the 2012 Honda Civic.

Honda Civic Model Year Comparison

Similar to the Accord, the most common complaints about the Honda Civic were issues with the transmission. The 2001 model was the worst year for Honda Civics. People spent an average of $2,300 fixing transmission failure after 104,000 miles.

The second worst year for Civics was 2002. The complaints were the same as 2001. After an average of 108,000 miles, owners needed to spend an average of $2,300 on a failed transmission.

Though Honda improved the transmission on the Civics after 2002, a new issue appeared in the 2006 model. 2006 Honda Civics had a large number of cracked engine blocks. People with this issue spent an average of $2,700 in repairs after driving 94,000 miles. In the last seven years, Civic owners overall had fewer complaints than with earlier models. The 2006-2011 and 2013 model years received the most positive reactions from experts and owners.

2013 Honda Civic

2013 Honda Civic

Used Honda Accord Reviews

Honda introduced the fifth-generation Honda Accord in 1994. It is a good option for people looking for a reliable, less-expensive vehicle. It was the first time Honda used the VTEC variable valve timing system and came with a 4-cylinder engine with an EX-trim level.

2001 Honda Accord

2001 Honda Accord

The sixth-generation Accords from 1998 to 2002 are also great options for used cars. They came in either coupe or sedan body styles. For the power, they had either a four-cylinder engine or V6 power. Experts compared nine cars and this generation of Accord came in second place. Though it is not especially thrilling to drive, it is very easy to operate. Accords made after 2000 have improved safety features but otherwise, the model years in this generation are extremely similar.

Seventh-generation Honda Accords were accompanied by severe complaints, especially the 2003 model year. Many owners complained about issues with the transmissions, including failures that required expensive repairs. People also complained about issues with the interior accessories, body and paint, engine, and climate control.

Honda Accords released between 2008 and 2012, the eighth-generation Accords, received the most complaints of any generation, most of which revolved around the quality of the brakes. A large number of users claimed that the brakes wore down at around 26,000 miles, which is significantly premature. Other complaints included squeaky brakes, warped rotors, scraping sounds, brake vibration, and brakes sticking.

Honda made significant improvements with the current generation. The new generation began in 2013 and there have been far fewer complaints so far than previous model years. Additionally, the largest portion of complaints focuses on interior accessory issues, as opposed to dangerous mechanical issues. If you are in the market for a used Honda, a ninth generation Honda Accord is a great option.

Honda Accord Model Year Comparison

For a more specific analysis of used Honda Accords, it is important to look at the specific model years. Though the 2008 model year has the highest number of complaints, many experts are quick to discourage people from buying 2003 Honda Accords.

In 2003, many of the issues required expensive repairs and caused poor mileage. Transmission failure was a large issue. The average cost to fix issues on Honda Accords in 2003 was $2,700 and the average distance before the transmission failed was 97,000 miles. The 2004 model year saw similar issues. The average cost for the transmission failure was slightly higher at $2,900 after an average of 110,000 miles. 2002 Honda Accord complaints centered around the transmission slipping. The average cost for repairs was $2,400 after an average of 94,000 miles.

Honda CR-Z Model Year Comparison

There are not nearly as many complaints about the Honda CR-Zs, no matter which year you analyze. This could be partially due to the fact that the CR-Z model is a less popular Honda model and, thus, fewer people are reporting issues.

The model year 2011 had the most complaints but experts even more adamantly discourage the 2015 model. The 2015 CR-Z had complaints about uncomfortable seats. The most common complaints for the 2011 model were that fog lights would get condensation in them after an average of 18,000 miles and that paint would peel off after 21,000 miles.

Owners have the most positive reactions about the 2012 Honda CR-Z model year. It is a small hybrid vehicle with impressive handling and a smooth ride for passengers. It only has two seats, but they are designed to be extremely supportive. This model year has enough power to operate as effectively as larger vehicles on the highway.

2012 Honda CR-Z

2012 Honda CR-Z

Honda Prelude Model Year Comparison

2000 Honda Prelude

2000 Honda Prelude

The 1992 Honda Prelude has the most complaints, but experts consider the 2001 model to be worse. In 2001, owners reported losing oil through the exhaust. They spent an average of $3,000 to repair the issue after 79,000 miles.

Owners of the 1992 Honda Prelude complained that the engine destroys all the valves when the timing belt breaks and that the timing belt breaks prematurely. After an average of 110,000 miles, owners would be required to spend an average of $2,400 to repair the issue.

Honda Odyssey Model Year Comparison

Similar to the Civics and Accords, the Honda Odyssey models had the most issues with the transmission. Experts consider the 2002 model to be the worst because of the complaints about transmission failure. Owners spent an average of $3,400 after 96,000 miles to repair the problem. The 2003 model had the same issue.

Owners of the recent 2014 version of the Honda Odyssey report issues with the vehicle jerking and making a loud clunking noise. They spent an average of $1,100 to fix it and the issue started occurring after an average of 17,900 miles.

The best Honda Odysseys were made between the years 2005 and 2011. Honda did a major re-design and improved many of the previous issues.

2011 Honda Odyssey

2011 Honda Odyssey

Mesa, Arizona Used Honda Car Financing

At Red Mountain Funding, we want every family and individual to have a car and can help you with loans to make it an option for you. We are honest and affordable and will do everything possible to provide financing for the ideal Honda for you. Simply contact us at (480) 497-8488 for more information. 

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*This post was originally published June 27, 2018 and was updated February 12, 2020.

What Do You Need To Consider Before Buying A Used Car?

What Do You Need To Consider Before Buying A Used Car?

If you’re shopping for a pre-owned vehicle, it can be difficult to figure out where to begin. You want to choose a car that is in good condition, with a solid amount of mileage, little to no mechanical damage, and safe operation.

You don’t want to spend thousands of dollars on a car that looks nice from the outside, but breaks down a few days later. Many consumers, unfortunately, run into this issue – and more often than not, it occurs because of a lack of prior research and feeling pressured to make a purchase on the spot.

Making an informed decision is key to finding the best used vehicle for your dollar. Coming into the sale equipped with proper research will make a world of difference during the purchasing process. Don’t rush into buying your next car – here are seven things you need to do before you finalize a pre-owned purchase.

#1: Know Your Budget

Before you begin your pre-owned car search, you need to know how much money you are willing to spend on the vehicle. By setting a clear budget beforehand, you can avoid a pushy salesperson swindling you into a purchase that you don’t want to make that sets you thousands of dollars over your budget.

By setting your budget, you can also narrow down your used car search significantly. There are lots of cars out on the market right now, and the number of choices can be seriously overwhelming. Knowing your price range can help you identify the types of cars you can purchase without stretching your wallet.

When you budget for your pre-owned vehicle, remember that you will likely need to pay for more than the car itself. You should also budget for a vehicle inspection, any small repairs, licensing and insurance costs, and emissions inspections.

#2: Understand Your Financing Options

Once you know how much money you want to spend on your vehicle, think about how you will obtain that money. Will you pay the car in full with cash, or do you need a little extra support to invest in your next vehicle? Consider the financing options available to you, such as auto loans.

Red Mountain Funding offers flexible financing options for pre-owned vehicles for people who struggle getting a loan from another source, even if you have bad credit. With our financing program, you can purchase your used vehicle with a small down payment of $500 or $1,000.

If you meet any of the following criteria, we encourage you to apply for one of our loans:

  • A dealership or lender has turned down your financing request.
  • You have had a banking or checking account for several years.
  • You have a small down payment available to make toward your used vehicle.
  • You have a history of making your monthly mortgage or rent payments on time.
  • You are employed and have a steady source of income.

#3: Know What Kind Of Vehicle You Want

Before you begin your vehicle search, think about what kind of car you want to purchase. This will help you avoid purchasing a vehicle that does not fit your wants and needs. In addition, you do not want to purchase a car for a road trip only to find out that it has very poor fuel efficiency.

Consider the following questions before you start looking at vehicles on the market:

  • How many seats do you need for the vehicle?
  • What is your optimal fuel efficiency range for the vehicle?
  • Do you have any specific makes or models in mind for your vehicle?
  • Do you want a small car or a large car?
  • Do you need any special features, such as a great sound system or additional safety mechanisms?

#4: Research The Vehicle’s History

Before you make a final purchase, make sure to run a Carfax report or a similar vehicle history report to get a clear picture of the state of the vehicle. You will be able to gain information about the car’s accident history or any other potentially concerning events. If you are buying your vehicle from a private seller, you can run this report yourself.

#5: Take The Vehicle Out For A Test Drive

Do not make a final purchase on a pre-owned vehicle without taking it for a test drive first. Not only does this give you a good idea of how the car operates, but it allows you to understand how comfortable you feel driving the vehicle. Drive the car in a variety of environments, such as on the highway, on residential roads, and up and down hills. If you notice any issues with the vehicle or you do not feel comfortable driving it, find another car.

#6: Get A Vehicle Inspection

Purchasing a pre-owned car can be a very economical way to find your next vehicle, but it also comes with a set of risks. You want to make sure that everything in the vehicle is in working order and completely safe before you buy. Invest in an inspection from a trustworthy mechanic to make sure that the car is in working order.

The mechanic will run some basic tests on your vehicle, such as checking the engine and transmission, as well as a basic visual check. You should always have an inspection before making a purchase, even if the seller insists that you do not need one. It is much better to be sure that there are no mechanical defects than to find one later!

#7: Prepare To Say No

Not all sales situations will end with you loving the vehicle. More often than not, you will look at multiple vehicles before you find the one right for you. You should not jump into a purchase if you’re not completely comfortable with the vehicle – be ready to shop around and remember that you have the right to say no to a sale.

Are you looking for a reliable pre-owned car in the Mesa, Arizona area? Red Mountain Funding can help. We provide flexible financing for pre-owned vehicles so that you don’t have to deal with a dealership. Contact us today to learn more about our vehicles and your financing options.

Learning How Credit Works: Managing Your Spending

Learning How Credit Works: Managing Your Spending

Many Americans have a working knowledge of how credit works and yet still continue making costly mistakes that impact creditworthiness, interest rates on financing, and overall economic stability. Take time to learn how credit influences your life and the decisions you could make to improve your credit score. It can be surprising how a few simple changes can dramatically change your credit score for the better.

What Is A Credit Score?

Various credit bureaus track credit-related information for all U.S. adults. These bureaus use various formulas to calculate a person’s credit rating, a numerical value of his or her creditworthiness.

  • A bad credit score is any credit score under 640.
  • Fair credit scores hover in the 640 to 700 range.
  • Any credit score between 700 and 750 qualifies as a good score.
  • Excellent credit includes credit ratings of 750 to 850.

This scale may seem straightforward at first, but countless factors go into an individual’s credit scores. It is very important for anyone who seeks any type of financing or credit line to know the terms and conditions and how interest will apply to avoid significant credit-related problems in the future. Defaulting on loans or failure to pay your bills on time can negatively impact your credit score for years to come.

Things That Impact Your Credit Score

If you intend to apply for a credit card, a small business loan, or financing for a home or vehicle purchase, one of the first things a creditor will look at is your debt-to-income ratio. This ratio basically defines your financial flexibility. If you have a low debt-to-income ratio, this means you make more than enough money to pay your debts based on your average income. A high debt-to-income ratio means that you likely have very little income leftover after paying your bills each month. If you have a high debt-to-income ratio, a creditor will likely feel less inclined to extend you credit since there is a lower chance you will pay your bills on time and in full.

Credit bureaus also take your bill paying habits into account when assigning your credit score. Some of the various factors that can influence your credit score include:

  • Failure to pay a bill on time, or multiple late payments on a credit line. Consistent timely payments can comprise as much as 35% of your overall credit score.
  • Defaulting on a loan or failing to pay back a loan as required by the loan contract.
  • Attempting to defraud a creditor.
  • Changing jobs frequently.
  • Frequent or too many credit requests in a short timespan. This could indicate to the credit bureau that you are attempting to open several lines of credit at once.
  • Periods of unemployment.
  • Private and government liens. Some liens may remain on your credit report for up to ten years.
  • Unpaid utility bills.
  • Ignoring potential inaccuracies or identity theft. It is essential to carefully monitor your credit lines and address fraudulent or suspicious activity as quickly as possible.

Ultimately, whenever you take on any type of loan or debt it is essential to pay it off as soon as possible while abiding by the terms of the contract. A lender will stipulate when and how payments are due, how your payments apply to your principal and your interest, and your interest rates.

Working Your Way Out Of Bad Credit

If you want to increase your credit score, your first step is to prioritize your spending in a way that reduces your debt. Paying down the balances on your open lines of credit and active loans is the best way to increase your credit score, but this takes time. If you are trying to recover your credit score or are just starting to build credit, a few tips can help you avoid astronomical interest rates and set you up for a better credit score in the long run. Some of the things you can try to boost your credit score more quickly include:

  • Paying off liens as soon as possible. Liens are one of the most detrimental factors in your credit score, so work toward paying them off as quickly as you can.
  • Paying off higher-interest debts first. The higher the interest rate on a line of credit, the more you will pay overall to settle the debt. Target your highest interest rate loans and lines of credit and work on paying those off before your lower-interest rate debts. Of course, you want to keep making payments on all your debts, but prioritizing extra money toward your higher-interest loans will benefit you more in the long run.
  • Limit frivolous spending. Eating takeout every day for lunch at work is more expensive than many people realize. You could very likely buy groceries and cook your own meals for a fraction of what you spend on takeout. The money saved could make a major difference in your outstanding balances.
  • Limit the number of credit inquiries you request in a short time. If you are shopping for credit cards, research available offers on your own and wait to request an inquiry until you are sure the credit line meets your needs and budget.
  • Keep outstanding balances as low as possible. If you need credit for a sudden and unexpected expense this could be difficult, but ultimately you should strive to keep all outstanding balances as low as possible.
  • Pay more than the minimum payment. If your credit card requires a $50 minimum payment, remember that this amount will not entirely go toward paying down the principal on the account, but also the interest. However, whatever you pay over the minimum payment amount usually goes toward the principal. For example, on the credit card with the $50 minimum payment, paying $60 would ensure the extra ten dollars goes toward the principal, which in turn lowers the overall interest you will pay on the account.
  • Set up payment reminders. Most Americans pay their bills online now thanks to the ease and convenience of online bill paying software and most creditors having proprietary apps. Find out if your creditor offers any type of app or payment reminder program you can use to build a solid payment schedule for yourself.

Bad credit can happen to anyone for various reasons, so use these tips as a starting point and develop a repayment plan that helps you tackle your debts in the most beneficial way possible to escape debt and increase your credit score.

When Is It Wise To Buy An Extended Vehicle Warranty?

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When Is It Wise To Buy An Extended Vehicle Warranty?

Due diligence is important for every car buyer – not just to choose which vehicle to purchase, but to decide on the right warranty plan. When your basic manufacturer warranty expires, is it in your best interest to take out an extended warranty? The answer depends on your vehicle, finances, and priorities.

What Is A Vehicle Warranty?

A new or certified pre-owned vehicle warranty is a legal agreement that helps maximize your investment. When you pay for a new vehicle, manufacturers or dealerships often offer basic or extended warranties. These are contracts between you (the purchaser) the warrantor. The contract states that if you follow the rules of the warranty, the warrantor will cover the costs of certain maintenance and repairs on your vehicle for a specified amount of time.

A vehicle warranty means you can qualify for free repairs or part replacements from the warranty provider, over the time frame listed in the contract. Warranties can protect you from paying out-of-pocket for expenses such as unexpected part breakdowns, malfunctions, or defects. If the vehicle you purchased has a faulty part, the warrantor will pay for repair or replacement so you don’t have to. Warranties are wise ways to protect the substantial investment of a new car.

Basic Vehicle Warranties

Basic warranties automatically come with most new car purchases. Other names for the basic warranty are standard warranty, factory warranty, and “bumper-to-bumper” warranty. A basic warranty typically comes from the vehicle manufacturer. Most cover a new car for three years, or 36,000 miles. Most basic warranties cover all items on and in the vehicle, other than wear-and-tear items and general maintenance. These can include:

  • Body panels
  • Interior repairs
  • Tires
  • Brake pads and linings
  • Windshield wipers
  • Oil changes
  • Tire rotations

Basic warranties only cover certain things. If a covered item has a defect or breaks down through no fault of the owner’s, the manufacturer will cover the costs of part repairs or replacements. Once the warranty expires, however, it is up to the owner to pay for repairs. An extended warranty is a plan an owner can purchase after the expiration of the basic warranty. It is an optional form of protection that can continue coverage for part repairs and replacements.

What Comes With An Extended Warranty?

An extended vehicle warranty typically provides similar coverage to the basic warranty. It will provide coverage after the basic warranty expires, at three years or 36,000 miles. Most extended warranties protect against electrical or mechanical malfunctions for an additional 20,000 miles or more. As in a basic warranty, the warrantor will pay the costs of fixing certain parts, saving the vehicle owner money if something breaks down. An extended warranty’s reach will depend on the company providing coverage.

A typical vehicle contains over 5,000 parts. Most basic and extended warranties do not cover every single part. Instead, they cover specific items, listed in the terms of the warranty. It’s important as a purchaser to read the fine print of an extended warranty before buying. It may not be worth the investment if it offers very limited coverage, or if it has many loopholes that could enable the company to get out of paying you. Most car dealers can give you the details on an extended warranty when you purchase the vehicle.

Is An Extended Warranty A Good Investment?

For some drivers, the basic warranty is enough to offer peace of mind at a lower price. Yet if you are truly nervous repairs may be necessary, you may wish to extend your basic warranty for an additional 20,000 miles or so. Extended warranties are an additional cost at the time of purchase that could be worth the investment. However, you are gambling that the money intended to go toward repairs will pay for a plan you’ll never use.

Depending on your financial situation, it may be more beneficial to take the dollar amount of the extended warranty and put it in a savings account in case of vehicle emergencies. That way, if nothing goes wrong with your car, you can use the money toward something else. If you invest it into a warranty, you spend the money whether your vehicle experiences breakdowns or not. If you’d prefer to have longer-lasting peace of mind about vehicle repairs, however, an extended warranty program could be an ideal solution. Compare quotes and options from different providers to find the best deal for you.

Other Vehicle Warranty Options

The basic and extended warranties are not your only options as a driver. Depending on what vehicle you purchase, the manufacturer may offer more robust protection plans. Luxury brands often have warranty options that last longer and for more miles than typical contracts. Other car companies have extended their warranties to attract more buyers. Hyundai’s basic warranty, for example, covers the vehicle for five years or 60,000 miles.

Regardless of which manufacturer you go with, you may have additional warranty options available to you. Most manufacturers permit buyers to take out more than just the basic warranty, if they wish. An adjustment warranty from the dealer can cover small issues within the first 90 days of purchase, such as leaks, alignments, or rattling noises. A powertrain or drivetrain warranty can cover the engine and mechanical parts of the vehicle (this comes with most basic warranties). A corrosion or rust warranty can cover the cost of repairs due to metal deterioration.

If you’re afraid of your new car encountering costly problems, lay your fears to rest with the right warranty plan. Consider your priorities and budget to determine if an extended warranty is worth your while.

Find High-Quality Vehicles That Fit Into Your Budget

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Find High-Quality Vehicles That Fit Into Your Budget

Disclaimer: Some links on this page are affiliate links. We may receive a commission if you make a purchase through these links. See our full disclaimer here.

Are you in the market for a pre-owned vehicle? Finding the right car can be a challenge in today’s economy. Pre-owned cars can retail well over $15,000, with many newer models in the $20,000-plus range. If you’re on a tight budget, you might think that your only option is an old clunker that can only get a few miles to the gallon.

However, many affordable pre-owned vehicles are available under the $10,000 mark. You don’t have to sacrifice quality and style just to stay under budget. Here are some of our top picks for the best pre-owned cars that you can find under $10,000.

#1: The 2005 Acura TL

2005 Acura TL

The 2005 Acura TL is a luxurious sedan that comes with all the amenities you could want in your vehicle. It features a beautiful, stylish interior and a compact design that makes it ideal for your next car. The Acura TL has a powerful V6 engine and a slick-shifting six-speed manual for optimal driving experience.

The Acura TL gets 21 miles per gallon combined, with 18 MPG on city roads and 26 MPG on highways. It comes with a powerful sound system to listen to your favorite music on the road. This vehicle blends comfort and fun into one, making it a perfect fit for all types of drivers. The 2005 Acura TL can retail between $4,100 and $6,700 at many dealerships.

Start Shopping: 2005 Acura TLs


#2: The 2006 To 2008 Hyundai Sonata

2008 Hyundai Sontata

These Hyundai Sonata models offer a powerful and refined look and a roomy interior for optimal comfort and style. The 2007 and 2008 Hyundai include a V6 engine, stability control, and a smooth ride.

  • The 2006 Hyundai Sonata can retail between $2,500 to $5,000. It has a combined gas mileage of 24 MPG, 21 MPG on city roads, and 30 MPG on highways.
  • The 2007 Hyundai Sonata can retail between $3,000 to $6,800. The 2007 Sonata has the same gas mileage specs as the 2006 model.
  • The 2008 Hyundai Sonata can retail between $4,000 and $7,000. The 2008 Sonata has the same gas mileage statistics as the 2006 and 2007 models.

Start Shopping: Hyundai Sonatas

#3: The 2005 To 2008 Pontiac Vibe

2008 Pontiac Vibe

The Pontiac Vibe is an SUV that offers good mileage, stability control, a lot of room, and a larger cargo area than other vehicles. The 2007 and 2008 models include reliable Toyota powertrains. The Pontiac Vibe is perfect for families looking for an affordable vehicle.

  • The 2005 Pontiac Vibe can retail between $4,500 to $6,000. It has a 27 MPG combined, 25 MPG on city roads, and 31 MPG on highways.
  • The 2006 Pontiac Vibe can retail between $5,500 and $7,000. The 2006 Vibe has the same mileage statistics as the 2005 Vibe.
  • The 2007 Pontiac Vibe can retail between $5,700 to $9,000. The 2007 Vibe has the same mileage specs as previous models.
  • The 2008 Pontiac Vibe can retail between $5,200 and $6,000. The 2008 Vibe has the same mileage statistics as its predecessors.

#4: The 2007 To 2008 Kia Optima

2008 Kia Optima

The Kia Optima is another classic sedan that provides an affordable pre-owned car option for budget-oriented drivers. It contains lots of space in the backseat and a sleek, gorgeous exterior. The 2008 Optima has great crash scores as well for the highest level of safety. This makes the Kia Optima a great family vehicle and starter vehicle for young drivers.

  • The 2007 Kia Optima can retail between $3,000 and $6,500 depending on the dealer. It has a 25 MPG combined, 21 MPG on city roads, and 31 MPG on highways.
  • The 2008 Kia Optima can retail between $4,200 and $7,500. This vehicle has the same mileage statistics as its previous 2007 model.

Start Shopping: Kia Optimas

#5: The 2007 Mitsubishi Outlander

2007 Mitsubishi Outlander

The 2007 Mitsubishi Outlander is an affordable, roomy SUV perfect for families looking for an affordable vehicle for reliable transportation. The Outlander has a roomy rear hatch to pack up your family for a road trip or transport equipment from place to place.

It has very agile handling for a smooth, comfortable, and safe ride. The Outlander also has a V6 engine and a wide range of features to benefit your driving experience. In addition, the vehicle comes with a lengthy warranty.

The 2007 Outlander is a very affordable vehicle, and it can retail between $4,000 and $9,000 based on quality and the seller. It receives a combined mileage of 20 MPG, with 17 MPG on city roads and 25 MPG on highways.

Start Shopping: Mitsubishi Outlanders

#6: The 2005 Toyota Avalon

2005 Toyota Avalon

The 2005 Toyota Avalon has a very roomy cabin and stylish exterior, with many owners comparing the car’s interior to a Lexus. It offers a smooth ride with a V6 engine and a large rear seat for optimal transportation.

The 2005 Toyota Avalon also offers great value for its affordable price. This vehicle can range between $7,000 and $9,000 depending on the condition of the vehicle. The 2005 Avalon has a combined mileage of 22 MPG, with 19 MPG on city roads and 28 MPG for highways.

Start Shopping: Toyota Avalons

#7: The 2008 Mazda 3i

2008 Mazda 3i

The 2008 Mazda 3i has a very refined and sleek look at an affordable price. It has very high-quality materials plus luxury features – a great value for the low-price averages. It comes in both a sedan and hatchback style.

The 2008 Mazda 3i is very affordable for the budget-conscious buyer. This vehicle can range from $4,200 to $6,000. In addition, the Mazda 3i receives very good mileage for a vehicle its age. Combined, it has a mileage of 26 MPG, with 23 MPG on city roads and 31 MPG on highways.

Start Shopping: Mazda 3i

#8: The 2005 Honda Pilot

2005 Honda Pilot

For larger families and people who want to transport groups from place to place, the 2005 Honda Pilot is the vehicle for you. The vehicle provides eight-passenger seating and roomy cargo holds. In addition, the Pilot offers a very comfortable ride and engine reliability and safety.

The 2005 Honda Pilot is another affordable option, and it can retail between $4,200 and $6,000 based on the specs and condition of the vehicle. It receives a mileage of 17 MPG combined, 15 MPG on city roads, and 20 MPG on the highway.

Start Shopping: Honda Pilots

#9: The 2007 To 2009 Volkswagen Rabbit

2009 Volkswagen Rabbit

The Volkswagen Rabbit has an upscale, sleek style and a strong engine for a high-quality hatchback ride. It includes a rich interior, plentiful safety features, and a strong build. It offers a roomy cabin for optimal comfort.

  • The 2007 Volkswagen Rabbit can retail between $4,600 to $6,000. It has a 22 MPG combined, 19 MPG on city roads, and 28 MPG on highways.
  • The 2008 Volkswagen Rabbit can retail between $6,000 and $7,000. It has a 24 MPG combined, 22 MPG on city roads, and 29 MPG on highways.
  • The 2009 Volkswagen Rabbit can retail between $4,200 and $6,000. It has a 24 MPG combined, 21 MPG on city roads, and 30 MPG on highways.

Start Shopping: Volkswagen Rabbits

#10: The 2005 Acura TSX

The 2005 Acura TSX offers a sporty, sleek, and stylish look on the road. It has a slick six-speed manual transmission for smooth handling and a comfortable ride. This vehicle has a comfortable and upscale interior and some models include a built-in navigation system.

The Acura TSX can retail between $5,500 to $8,000 depending on the mileage and condition of the vehicle. This car has a mileage of 23 MPG combined, 20 MPG in the city, and 28 MPH on the highway.

Start Shopping: Acura TSX

Are you looking for a reliable pre-owned car in Arizona? Partner with the most trusted pre-owned car financing company to fund your next vehicle purchase.

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How Does the Lemon Law Work for Cars and Trucks in Arizona?

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How Does the Lemon Law Work for Cars and Trucks in Arizona?

Just the thought of having to shop for a used car might bring on a slew of emotions, evident in how the body reacts. The heart beats faster. The throat might get dry. There may be butterflies in the stomach or is that nausea or indigestion? The nape of the neck or the brow on your face may start to bead with sweat. Although buying a used car may feel a lot like a first date that you’re excited about, there are also some risks that could sour the venture. Perhaps that’s why the consumer protection was aptly named the Arizona lemon law. Though there isn’t much there that can be turned into lemonade. Here’s why.

When It’s Used, You Are Buying Someone Else’s Problem That Never Got Fixed

More consumers than not purchase a used vehicle. There are benefits: price and value. Used cars have already taken the heavy hit on depreciation that the new vehicle buyer paid for. And if you’re lucky, the used car or truck has been well-maintained. Unfortunately, luck won’t pay for an overlooked maintenance issue or faulty production. But there are ways to help minimize your risk, before you ever set foot on a used car lot. But in case you did and you believe you’re stuck with a lemon, here’s where you’re sitting (from a legal perspective).

What Is a Lemon in the World of Cars and Trucks?

If you’ve had the unfortunate circumstance of having a vehicle that breaks down often, and bought under the guise of it being reliable, often times a new car, this would fall under the notion of lemon. According to the Magnuson-Moss Warranty Act of 1975 and the common law Uniform Commercial Code, there is recourse for acquiring a lemon.

In Arizona, new vehicle buyers have the lemon law to fall back on, as long as the claim is filed within 2 years or 24,000 miles of the new car/truck life, whichever comes first. And if Murphy’s law has anything to do with it, you wouldn’t know you had a lemon until mile 24,001. In addition, the manufacturer would be obligated to repair or replace the vehicle or give the buyer their money back. But the burden of proof would fall on the purchaser because there is an implied warranty on the vehicle. Just like it sounds, the implied warranty is chockfull of ambiguity which creates potential workarounds for the dealer and manufacturer to not hurry up and take care of it. In addition, there is an implied intention on the buyer-side in how to care for the vehicle, how to drive the vehicle and how to know when something’s wrong with the vehicle.

For used cars, the lemon law applies in a much more stringent manner. Just like in the purchase of real estate, “BUYER BEWARE” can’t be stately strongly enough. The Arizona lemon law provides a scant amount of buyer protection, only covering the period just after purchase, for major breaks or defects that become evident within the first 15 days of purchase or 500 miles – whichever comes first.

The Lemon That Got Away

Many used car lots in Arizona promote an “AS-IS” sale. Much as it saddens us to have to spell it out, AS-IS means just that: AS-IS. The buyer purchases the vehicle in the condition it is with no expressed or implied warranty other than the short-term of whatever the dealer is providing. Period.

Even if you drive the car off the lot, turn the corner, stop at a convenience store, then over to your friends to show off your new ride and then when you want to head out to celebrate at your favorite local hotspot, but the car decides it would rather stay parked than move an inch. Does it need gas in the tank? A new head gasket? A new engine? It doesn’t matter what ‘it’ is, you – the buyer –own the problem.

Then again, there is social media. No service-oriented company in their right mind would let you go and be left to your own devices to blow off steam about a shady financial transaction. The dealer is much better off doing what they can to minimize the damage to the vehicle and their reputation.

While this is an extreme example, though not entirely out of the question, it does bring to the surface what you can do to simplify the used car buying process and help avoid getting a taste of the lemon law for yourself.

Research the Vehicle before Buying

With the internet and all the ways to access it at the tap of your fingertips, there’s no excuse for little or misinformation from a buyer perspective.

Avoid the lemon by following these steps:

  1. Do your research: Check out the vehicle from consumer reports and search for product defects and recalls.
  2. Know the seller: Unless you purchase from a private party, do your due diligence on the dealership. Discover reviews through yelp, google, and their social media channels. If they don’t have any, find another place to buy.
  3. Find available warranties: No matter the type of warranty, if any, being offered by the dealer, search for warranty options from other sources.
  4. All but ignore verbal promises: If the seller swears on his mother that the car is in perfect condition and has been given all the necessary repairs, but won’t put it in writing… the repairs never happened and the car probably has issues. GET IT IN WRITING OR IT DOESN’T EXIST.
  5. Hire a third-party auto mechanic: Spend the money for a thorough inspection of the vehicle before you drive it off the lot. Pennywise always trumps pound foolish.
  6. Know the value: Do price comparison shopping for the vehicle, year, make, model and similar mileage. Also adjust the price based on an AS-IS sale as pricing is what will make the risk worth it. If there are more repair/condition issues after you’ve don’t #5, adjust the price again.
  7. Ask for accurate and verified vehicle history: Make sure the dealer puts it in writing that it is accurate and verified.

Still Need to Put the Squeeze on a Used Car Dealer?

If you’re reading this article and doing the woulda-shoulda-coulda under your breath, it might be time to take your lemon to the next level and see where you stand. Find information on lemon laws specific to individual states within the US here.

We hope you’ve caught this story in time before your next used car or truck purchase. That way, you won’t need to waste your time listening to someone blowing smoke up your asked questions.

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